Previously known as Activehours, Earnin is an app that allows you to get money before it’s payday. Many people have to juggle their bills while they wait for their paycheck, but thanks to Earnin, you can get quick access to your salary whenever you need it. The app lets you access up to $100 per day of the money that you have earned already. There are no fees or interest involved, you just have to pay what you consider fair. After connecting your bank and entering your employment information, you will be able to get access to your money. You just need to take a snapshot of a electronic timesheet and send it to show how many hours you have worked in a week. Then, simply click the button to get the money deposited into your bank. With Earnin, you can avoid the stress of not having access to your money when you need it.
Since you have already worked to earn it, the app helps you to have the funds without having to wait for payday to arrive. Once you receive your paycheck, Earnin will simply debit back the amount you cashed out without charging any fees or interests. You can tip the amount you want and that is all. It is a revolutionary concept that will help many employees to be able to pay bills or simply have money to go out, at any time of the month. As long as you get paid your salary on a regular schedule (weekly or monthly for example), you work on a fixed location or have an online timekeeping system at work and you receive direct deposits from your employer into a checking account, you will be able to use Earnin. While Earnin is an innovative solution that is gaining a lot of recognition, it is not the only app of its kind.
Here you will find other apps like Earnin.
Thanks to PayActiv you won’t have to worry about late fees, payday loans or overdraft fees ever again. There may be times when we have unexpected expenses, or maybe we need to pay a bill before payday and we can’t wait until getting our paycheck. This is when PayActiv comes handy since it allows you to access up to half of the money that you have already made at work, but that hasn’t been paid yet. Instead of stressing and waiting for the scheduled paycheck, you can rely on PayActiv to get access to the funds when you need them. The app also offers convenient features like discounts, financial health counseling and more.
This is a new app that allows you to manage your cash in an easier way. The app can even calculate your bills and it will allow you to stay on top of your finances so that you can start saving up money and avoid spending too much. Even works in a smart way that can find your bills and ensure that you are always up to date with them. The Instapay feature is what makes the app a good alternative to Earnin. With Instapay, you can get access to your earned money before payday. Just keep in mind that this feature is only available for employees of the companies that are have partnered with Even.
Ingo Money focuses on allowing users to cash chacks easily and fast. It allows you to cash business checks, personal checks, cash paychecks and more, whenever its needed and anywhere. With Ingo Money, you can get the funds deposited into your bank, or into your PayPal account. You can also get the money through a prepaid card. It is possible to pay your credit card bills or split a check and fund multiple accounts. After creating your personal Ingo Money account, you just need to send a photo of the front of the check and once it is accepted, you will be able to get the money.
Dave is another practical solution that will keep stress at bay while you wait for payday to arrive. The app is very easy to use and it lets you know when there are bills coming up and it can lend you up to $75 so that you avoid overdraft fees. When the app finds out that the time to pay certain bills is coming up, it notifies you to make sure that you are prepared and prevent overdrafts caused by direct debits. Then you can get a loan of a portion of your next paycheck at 0% interest and just like with Earnin, you pay what you think is fair. Keep in mind that the first 30 days are free, but after that, you need to pay $1 per month.
This app enables you to keep track of all your bills in the same platform, giving you more convenience. To start using the app is to create a username and set up a password. The app allows you to check balances, transfer funds to pay bills and more. They offer a paycard and a wagebank, as well as other financial services that can give you more control over your money and help you to manage your money.